By Rob Edwards, Managing Director and Senior PIM® Portfolio Manager at Edwards Asset Management Most people manage money by reflex. A headline sparks anxiety, a friend shares a hot investment tip, or an unexpected expense upends your budget—and suddenly, your carefully laid plan is off the rails. I believe shifting from reactive choices to intentional…
By Robert Marchiori, CEO of Cognizant Australia Alternative payment methods (APMs) have not just changed how we pay; they have rewritten and continue to rewrite the very definition of money itself. Physical cash is set to be one for the history books and the use of physical credit and debit cards are declining, paving the…
By Steven Chung, President of Starburst examines how AI is only as good as the data that supports it AI has the potential to revolutionize banking and financial services, but its effectiveness hinges on data integrity, context, and relevancy. AI-powered risk assessment models, personalized banking experiences, and fraud detection systems all depend on high-quality, well-governed data. AI…
By Richard LaTulip, a Field Chief Information Security Officer at Recorded Future. Phishing is a major concern in the UK. It’s form of attack that often attempts to manipulate people into revealing sensitive information or downloading malware, and poses a significant risk for fintechs. The UK government’s ‘Cyber security breaches survey 2025’ shows phishing attempts…
By Deepak Shukla Embedded finance is transforming industries as non-financial companies increasingly offer financial products like payments, loans and insurance. This shift opens new revenue streams and improves customer experiences. McKinsey reports the global embedded finance market will grow from $22 billion in 2022 to $230 billion by 2025, driven by the demand for seamless,…
By Ramesh Menon, Chief Product Officer at Eftsure Fraud in all shapes and forms has been growing exponentially for several years and unfortunately shows no sign of slowing down, as those pulling the cybercrime levers continue to profit. However, whenever there are incidents within industries of ‘cheats’ advancing, there is always an opportunity for those…
By Angeline Viray, Head of Marketing, Chargeblast AI has transformed how fintech companies operate. But when it comes to chargebacks, even the most advanced models often fall short. The reason is simple: post-authorization disputes aren’t just a data problem. They’re a context problem. Chargebacks don’t need predictions. They need clarity, nuance, and fast action. And…
LONDON, UK, 14 May 2025 – Checkout.com, a leading global digital payments company, launches the inaugural Digital Economy Trust Index, which measures consumer confidence in digital platforms and ranks 16 countries based on security, transparency and user experience in the digital economy. The ranking reveals a strong direct correlation between consumer trust in the digital economy and individual country…
New report from Wagestream urges employers to take action and build on employee financial resilience NEW YORK, May 14, 2025 – Amid critical levels of financial stress in the US and UK, new research has identified financial resilience as a crucial lever for bolstering employee engagement and productivity. With money worries dominating, the report reveals…
Jay Floyd, Director of Payments Intelligence & Financial Crime at ACI Worldwide, explains why instant payments can be far less vulnerable to fraud than other transactions Instant payments have revolutionised the way we move money, offering greater speed, convenience and inclusion. However, this comes with a significant caveat: the quicker the payments, the quicker the…
