By Hilary Stephenson, Managing Director at Nexer Digital As the June 2025 enforcement date for the European Accessibility Act (EAA) looms, a troubling complacency has taken root across the UK fintech sector. Despite the EAA being one of the most significant pieces of accessibility legislation to emerge from the EU in recent years, many UK-based…
AI is now powering the future of fintech, bringing about many changes related to individual needs, security and making the industry more open to everyone. Based on what I’ve led earlier in Uber, Afterpay and Jarsy Rewards,Firsthand, I have experienced how AI is bringing new approaches to developing, expanding and offering financial services. 1. Personalization at Scale With…
By Katharine Wooller, Chief Strategist, Financial Services, Softcat plc Financial Services businesses are a “sitting duck” for AI. Since time began (the first recorded bank is generally considered to be the Banca Monte dei Paschi di Siena in Italy, founded in 1472), banks have been quite literally, a honeypot for fraudsters. AI provides almost unlimited…
By Rob Edwards, Managing Director and Senior PIM® Portfolio Manager at Edwards Asset Management Most people manage money by reflex. A headline sparks anxiety, a friend shares a hot investment tip, or an unexpected expense upends your budget—and suddenly, your carefully laid plan is off the rails. I believe shifting from reactive choices to intentional…
By Robert Marchiori, CEO of Cognizant Australia Alternative payment methods (APMs) have not just changed how we pay; they have rewritten and continue to rewrite the very definition of money itself. Physical cash is set to be one for the history books and the use of physical credit and debit cards are declining, paving the…
By Steven Chung, President of Starburst examines how AI is only as good as the data that supports it AI has the potential to revolutionize banking and financial services, but its effectiveness hinges on data integrity, context, and relevancy. AI-powered risk assessment models, personalized banking experiences, and fraud detection systems all depend on high-quality, well-governed data. AI…
By Richard LaTulip, a Field Chief Information Security Officer at Recorded Future. Phishing is a major concern in the UK. It’s form of attack that often attempts to manipulate people into revealing sensitive information or downloading malware, and poses a significant risk for fintechs. The UK government’s ‘Cyber security breaches survey 2025’ shows phishing attempts…
By Deepak Shukla Embedded finance is transforming industries as non-financial companies increasingly offer financial products like payments, loans and insurance. This shift opens new revenue streams and improves customer experiences. McKinsey reports the global embedded finance market will grow from $22 billion in 2022 to $230 billion by 2025, driven by the demand for seamless,…
By Ramesh Menon, Chief Product Officer at Eftsure Fraud in all shapes and forms has been growing exponentially for several years and unfortunately shows no sign of slowing down, as those pulling the cybercrime levers continue to profit. However, whenever there are incidents within industries of ‘cheats’ advancing, there is always an opportunity for those…
By Angeline Viray, Head of Marketing, Chargeblast AI has transformed how fintech companies operate. But when it comes to chargebacks, even the most advanced models often fall short. The reason is simple: post-authorization disputes aren’t just a data problem. They’re a context problem. Chargebacks don’t need predictions. They need clarity, nuance, and fast action. And…
