
Exploring How Open Banking APIs Boost SME Lending
For SMEs, securing a loan often feels like forcing a lock. Banks have the money, but small firms lack the visibility or credit record lenders want. Despite their collective importance,

For SMEs, securing a loan often feels like forcing a lock. Banks have the money, but small firms lack the visibility or credit record lenders want. Despite their collective importance,

Richard Albery, Head of Commercial and Jeremy McDougall, Strategic Solution Consulting Director at ACI Worldwide, explore the EU’s latest stress test and explains what true resilience demands in today’s banking

In a world increasingly driven by technology, terms like digital banking and online banking are often used interchangeably. However, while they may seem similar on the surface, they differ significantly

Digital transformation has reshaped the banking sector over the past decade, driven by modern customer expectations, competitive fintech challengers, and rapid technological advancements. Central to this evolution is the RBS

Digital banking has transformed how we manage our finances. From transferring money to tracking expenses, digital banking platforms provide unmatched convenience and control. RBS Digital Banking, offered by the Royal

The financial industry is undergoing a seismic shift. At the center of this transformation are digital banking platforms, which are revolutionizing how financial services are designed, delivered, and experienced. These

The financial sector is undergoing a profound transformation driven by artificial intelligence (AI). One of the most critical areas where this shift is taking place is financial risk management. Banks

The digital transformation of financial services has revolutionized the way consumers borrow money. Digital lending has emerged as a vital part of modern banking platforms, streamlining loan applications, approvals, disbursements,

The rise of decentralized finance in banking is no longer a fringe conversation—it’s a mainstream shift challenging the very foundation of how money moves, credit flows, and trust is maintained.

The digital revolution has drastically reshaped the financial sector, with digital banking platforms emerging as the preferred choice for both personal and business finance. These platforms not only offer conventional