Welcome to FintechBloom. By accessing or using our website at www.fintechbloom.com, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, you must not use this website.
1. Acceptance of Terms
By visiting or using FintechBloom, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with these terms, you are not permitted to use our services.
All users must be at least 18 years of age. If you are under 18, you are not allowed to access or use this site.
FintechBloom reserves the right to update or revise these Terms and Conditions at any time without prior notice. Continued use of the site after such changes constitutes your acceptance of the updated terms.
2. Third-Party Content Disclaimer
FintechBloom is a digital publishing platform that welcomes independent contributors and accepts sponsored articles and guest posts. We do not endorse or take responsibility for:
- The accuracy, legality, or reliability of third-party content published on our platform.
- Any views or opinions expressed by individual contributors or guest authors.
Aggregator and Liability Clause:
- No Endorsement: FintechBloom does not endorse or validate third-party claims or opinions.
- Liability: Any legal disputes or damages arising from user- or author-generated content must be resolved directly with the respective publisher or author.
- Takedown Requests: If you believe that content published on FintechBloom violates applicable laws, please email us at hello@fintechbloom.com for prompt review and possible removal.
3. Use of Website Content
All articles, designs, logos, images, and media published on FintechBloom are protected intellectual property. Users must not:
- Republish, distribute, or commercially exploit our content without written consent.
- Use bots, scrapers, or automated tools to extract or copy data from the site.
- Frame or embed FintechBloom content on third-party websites without permission.
Violation of this clause may lead to legal action, including damages and permanent bans.
4. Disclaimer of Warranties
Content on FintechBloom is provided “as is” without warranties of any kind. While we aim to publish high-quality, accurate content, you acknowledge and agree that:
- Some information may be outdated or incorrect.
- Articles are intended for informational purposes only and do not constitute professional advice.
- Financial and fintech-related topics may involve speculation and risk.
- FintechBloom disclaims any liability for losses resulting from reliance on published content.
5. Contributor Disclaimer
FintechBloom welcomes independent publishers, professionals, and guest authors. Each contributor is solely responsible for the accuracy, legality, and originality of their content.
We do not:
- Guarantee factual accuracy of third-party submissions.
- Endorse personal opinions expressed in published articles.
- Provide financial, legal, or tax advice through user-submitted content.
Contributors are strictly prohibited from submitting:
- Defamatory or misleading claims
- Copyrighted material without permission
- Hate speech or abusive content
We reserve the right to reject or remove any content that violates these standards, with or without notice.
6. Limitation of Liability
By using this site, you agree to hold FintechBloom and its affiliates harmless from any direct or indirect losses, including but not limited to:
- Damage from reliance on articles or data
- Service interruptions, website downtime, or data loss
- Cyber threats, viruses, or malware
- Third-party actions or misleading sponsored content
FintechBloom shall not be held liable for any incidental, consequential, or special damages arising from your use or inability to use the website.
7. Cryptocurrency Risk Disclaimer
FintechBloom publishes content on fintech innovations, including blockchain and cryptocurrency. We do not provide financial advice or investment guidance.
- Cryptocurrency and blockchain investments carry high risks.
- Users are advised to consult certified financial advisors before making investment decisions.
- FintechBloom assumes no liability for financial losses linked to cryptocurrency exposure or trading.
8. Indemnification
You agree to indemnify and defend FintechBloom, its team, and affiliates from any claims, costs, or liabilities resulting from:
- Your use or misuse of the website
- Violation of these Terms and Conditions
- Any content you contribute or promote via FintechBloom
9. Governing Law & Dispute Resolution
Any disputes related to these Terms shall be resolved in accordance with the applicable laws of India.
Arbitration Clause:
- All disputes shall be settled through confidential arbitration in a jurisdiction selected by FintechBloom.
- Users waive the right to class actions or jury trials.
- Arbitration outcomes are final and binding with limited grounds for appeal.
10. Payments, Billing & Refunds
- Payments for sponsored posts or services are to be made as per the invoice instructions, typically via bank transfer.
- Services are non-refundable once delivered or published unless otherwise stated.
- For refund or cancellation inquiries, please refer to our Refund Policy or contact us directly.
11. Contact Us
For support, inquiries, or legal requests, please contact: news@fintechbloom.com
By using FintechBloom, you confirm that you have read and agreed to these Terms and Conditions. Any violation may result in access suspension, legal action, or removal of submitted content.
